Finance and Banking
Ph.D. — University of Wisconsin-Madison
B.A. — Rutgers University-Camden
Research Interests: Commercial bank performance and regulation
Personal Interests: Horses, dogs, literature, music, baseball, and his lovely wife, Julie.
Bob is Co-Editor of the Journal of Money, Credit and Banking; a Senior Research Fellow at the FDIC's Center for Financial Research; an adjunct member of the graduate economics faculty at the University of Limoges in France; and teaches at the Barcelona Summer Banking School.
DeYoung, Robert and Karen Y. Jang, 2016. “Do Banks Actively Manage their Liquidity?” Journal of Banking and Finance, forthcoming.
DeYoung, Robert, Anne Gron, Gokhan Torna and Andrew Winton, 2015. “Risk Overhang and Loan Portfolio Decisions: Small Business Lending Before and During the Financial Crisis,” Journal of Finance 70: 2451-2487.
DeYoung, Robert, 2015. “The Key to Avoiding Loan Defaults: Lenders Who Know Borrowers.” Wall Street Journal, p. R3, August 24.
“A Theory of Bank Resolution: Technological Change and Political Economics,” Journal of Financial Stability 9(4): 612-627, 2013 (with Michal Kowalik, Jack Reidhill).
DeYoung, Robert, 2014. Banking in the United States, In Allen N. Berger, Philip Molyneux, and John O. Wilson (eds.). Oxford Handbook of Banking, second edition, Oxford University Press, chapter 34.
DeYoung, Robert and Gokhan Torna, 2013. “Nontraditional Banking Activities and Bank Failures During the Financial Crisis,” Journal of Financial Intermediation, 22, pp. 397-421.
DeYoung, Robert, Michal Kowalik and Jack Reidhill, 2013. “A Theory of Bank Resolution: Technological Change and Political Economics,” Journal of Financial Stability, 9, pp. 612-627.
DeYoung, Robert, Emma Y. Peng and Meng Yan, 2013. "Executive Compensation and Business Policy Choices at U.S. Commercial Banks," Journal of Financial and Quantitative Analysis, 48, pp.165-196.
DeYoung, Robert, W. Scott Frame, Dennis Glennon, and Peter Nigro, 2011. "The Information Revolution and Small Business Lending: The Missing Evidence," Journal of Financial Services Research 39: 19-33.
DeYoung, Robert, 2010. "Scale Economies are a Distraction." Federal Reserve Bank of Minneapolis, The Region, September, pp.14-16.
DeYoung, Robert, Douglas Evanoff and Philip Molyneux, 2009. "Mergers and Acquisitions of Financial Institutions: A Review of the Post-2000 Literature," Journal of Financial Services Research 36: 87-110.
DeYoung, Robert, "Congress Takes Aim at Payday Loans," Wall Street Journal, p. A13, April 14, 2009.
DeYoung, Robert, Dennis Glennon and Peter Nigro, 2008. Borrower-lender distance, credit scoring, and loan performance: evidence from informationally opaque small business borrowers. Journal of Financial Intermediation 17, pp 113-143.
DeYoung, Robert, and Gayle DeLong, 2007. Learning by observing: information spillovers in the execution and valuation of commercial bank M&As. Journal of Finance 62, No. 1, p. 181-217.
DeYoung, Robert, 2007. Safety, soundness, and the evolution of the U.S. banking industry. Federal Reserve Bank of Atlanta. Quarterly Review 92, No. 2, p. 41-66.
DeYoung, Robert, William W. Lang and Daniel L. Nolle, 2007. How the Internet affects output and performance at community banks. Journal of Banking and Finance 31, p. 1033-1060.
Berger, Allen N., and Robert DeYoung, 2006. Technological progress and the geographic expansion of commercial banks. Journal of Money, Credit, and Banking 38, No. 6, p. 1483-1513.
DeYoung, Robert, 2005. The performance of Internet-based business models: evidence from the banking industry. Journal of Business 78, No. 3, p. 893-947.
DeYoung, Robert, 2004. Community banks at their best. 2004 Annual Report of the Federal Reserve Bank of Chicago, p. 9-17.
DeYoung, Robert, and Tara Rice, 2004. How do banks make money? Federal Reserve Bank of Chicago. Economic Perspectives 28, No. 4, p. 34-67.
DeYoung, Robert, William C. Hunter, and Gregory F. Udell, 2004. The past, present, and probable future for community banks. Journal of Financial Services Research 25, Nos. 2-3. p. 85-133.
DeYoung, Robert, 2003. De novo bank exit. Journal of Money, Credit, and Banking 35, p. 711-728.
DeYoung, Robert, and Karin P. Roland, 2001. Product mix and earnings volatility at commercial banks: evidence from a degree of leverage model. Journal of Financial Intermediation 10, p. 54-84.
DeYoung, Robert, Kenneth Spong, and Richard J. Sullivan, 2001. Who's minding the store? motivating and monitoring hired managers at small closely held commercial banks. Journal of Banking and Finance 25, p. 1209-1244.
DeYoung, Robert, Mark J. Flannery, William W. Lang, and Sorin Sorescu, 2001. The information content of bank exam ratings and subordinated debt prices. Journal of Money, Credit, and Banking 33, p. 900-925.
Berger, Allen N., Robert DeYoung, Hesna Genay, and Gregory F. Udell, 2000. The globalization of financial institutions: evidence from cross-border banking performance. Published in Robert Litan and Anthony Santomero (eds.). Brookings-Wharton Papers on Financial Services 3, p. 23-125.
DeYoung, Robert, and Iftekhar Hasan, 1998. The performance of de novo commercial banks: a profit efficiency approach. Journal of Banking and Finance 22, p. 565-587.
Berger, Allen N., and Robert DeYoung, 1997. Problem loans and cost efficiency in commercial banks. Journal of Banking and Finance 21, p. 849.870.
DeYoung, Robert, and Daniel E. Nolle, 1996. Foreign-owned banks in the US: buying market share or earning it. Journal of Money, Credit, and Banking 28, p. 622-636.